What are the four major types of insurance coverage Winston would be wise to purchase? 

/in /by

1. What are the major differences between term and permanent life insurance?  When is it best to get term insurance?

2. While driving in a severe thunderstorm Polly collided with another car.  Two passengers in the other vehicle were injured.  They filed suit against Polly.  One claimed $115,000 injuries and the other claimed $150,000 in injuries.  The driver of the other vehicle was not harmed, but his car’s damage totaled $6,600.  Polly has 100/300/50 coverage.

a) What amount will Polly’s insurance company have to pay to settle these claims?

b)What amount of money will Polly be responsible for paying out of her own pocket in this instance?

3. Amanda had an auto accident with another car with no injuries to anyone.  Amanda exchanged information with the other driver and he admitted he was at fault.  He begged her not to report it, saying he had a bad driving record and feared losing his driver’s license.  He promised to pay for repairing her car.

a) What should Amanda do?

b) Explain why.

4. Winston is married, has four children, owns his home, and has a roofing business.  One of Winston’s children has a hereditary heart condition that requires monthly hospitalization for monitoring.

a) What are the four major types of insurance coverage Winston would be wise to purchase?

5. You have a fee-for-service health insurance policy with 80/20 coverage. Your deductible is $750. In February you had a claim for a doctor’s visit for $250. In May, you have a minor surgical procedure at a clinic that cost $2500. How much of this new claim will you have to pay?

6. Kathy is a thirty-two year old, stay-at-home mother of three children aged 4,2 and six months.  The family doesn’t have much extra money each month.  Kathy has no life insurance coverage, but she feels she should buy a policy to cover her life in case something happens to her and her husband would need to provide care for the children.  Her husband does not think it is necessary.

a)What kind of life insurance policy would you suggest would be best for her to buy and why?

Submit your work in the dropbox by the due date .

Describe the business ethics issues and definitions, theories, and frameworks important to organizational ethical decision making and the role of a human resource professional.

/in /by

National Collegiate Athletic Association Ethics and Compliance Program

Read “Case Study 6: National Collegiate Athletic Association Ethics and Compliance Program,” located on page 444 of the textbook.

Write a four to six (4-6) page paper in which you:

  1. Determine the fundamental ways in which the NCAA’s ethics program failed to prevent the scandals at Penn State, Ohio State, and the University of Arkansas. Support your response with one (1) example from each of these schools’ scandals.
  2. Examine the principal ways in which the leadership of the NCAA contributed to the ethical violations of Penn State, Ohio State, and the University of Arkansas. Support your response with one (1) example from each of these schools’ scandals.
  3. Predict the key differences in the scenarios that occurred at Penn State, Ohio State, and the University of Arkansas if an effective ethics program was in place. Provide a rationale for your response.
  4. Postulate on two (2) actions that the NCAA leadership should take in order to regain the trust and confidence of students and stakeholders.
  5. Recommend two (2) measures that the HR departments of colleges and universities should take to prevent similar incidents from occurring in the future. Provide a rationale for your response.
  6. Use at least three (3) quality academic resources in this assignment. Note: Wikipedia and other similar Websites do not qualify as academic resources.

Your assignment must follow these formatting requirements:

  • Be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides; citations and references must follow APA or school-specific format. Check with your professor for any additional instructions.
  • Include a cover page containing the title of the assignment, the student’s name, the professor’s name, the course title, and the date. The cover page and the reference page are not included in the required assignment page length.

The specific course learning outcomes associated with this assignment are:

  • Describe the business ethics issues and definitions, theories, and frameworks important to organizational ethical decision making and the role of a human resource professional.
  • Determine the role of stakeholder interests, the interrelationship of ethics and social responsibility, and the role of corporate governance in ethics.
  • Analyze scenarios to determine the ethical character of decisions made and the related impact on the organization.
  • Write clearly and concisely about issues in ethics and advocacy for HR professionals using correct grammar and mechanics.
  • Use technology and information resources to research issues in business ethics and advocacy for HR professionals.

Business Ethics: Ethical Decision Making & Cases – 1 Year Option, 10th Edition
O. C. Ferrell

Submit  a substantive response of at least 450 words, which includes a brief interpretation of the data presented, your reaction to the data, and the reason for your reaction.

/in /by

Turnover Calculations

 

This week, you examined the types of employee turnover and the various HR metrics available to assist in reducing the expense of turnover for organizations. Many organizations express concern about turnover because of the high costs of hiring and training new employees. Although not all turnover is negative, organizations can benefit from being able to measure and quantify it.

 

For your Discussion this week, consider the data below the table titled “Model for Costing Lost Productivity” found in Chapter 5 (p. 165) of the Mathis, Jackson, and Valentine course text.

 

With these thoughts in mind:

 

Submit  a substantive response of at least 450 words, which includes a brief interpretation of the data presented, your reaction to the data, and the reason for your reaction. Explain a possible reason for the turnover costs and the possible implications of the data for human resource professionals and organizations. Provide at least one potential solution for reducing turnover rate that could enable an organization to promote positive social change. Explain how your solution would promote positive social change.

 

Support your work with specific citations from the Learning Resources. You are allowed to draw from additional sources to support your work, but you must cite using APA standards. All quoted material must be identified, cited, and referenced per APA standards.

 

Describe why the grant funder/RFP’s criteria are important and how they can influence the outcomes of the funding process.

/in /by

Partner Collaboration Barriers

Some projects are best served by engaging in partnerships. There can be many reasons for partnering, but primarily it is because the need or problem requires the involvement of multiple stakeholders. In some cases, a funder may look at organizational capacity and question whether staff has the experience and skills to carry out the project successfully. Other grants, depending on the nature of the RFP description, will specify partnerships. And some projects are simply too complex and wide ranging to even consider within a single organization.

It is important to understand that the time to reach out to potential partners about opportunities to apply for grant funding is when a need is first identified at an organization. Those who reach out to brand new “partners” because they must in order to submit a proposal may find it doesn’t work once the project is implemented. The barriers to successful partnerships can vary from lack of communication to hidden agendas.

Please review the Partnerships: Framework for Working Together Guidebook PDF and consider the potential barriers that can impact the success of a partnership.

For this Discussion, based on your own project idea, consider the potential barriers that could impact the success of your prospective grant partner.

******** Just provide the information to the questions. Do not do the VLOG I will do that once I receive the information**********

Post a 2- to 3-minute “Vlog” (video blog) reflecting on the following about barriers to successful partnerships:

  • What barrier(s) could impact the success of your funding partnership?
  • How will you work to overcome the barrier(s)?
  • Provide an explanation of the importance of building a relationship between funder and grantee. Describe key elements of this relationship, providing a rationale for your thinking.
  • Describe why the grant funder/RFP’s criteria are important and how they can influence the outcomes of the funding process.
  • Address both a Memorandum of Understanding and Letters of Agreement that would be necessary.

Note: Please review the Kaltura Media Uploader section of the course on instructions on how to upload media to the classroom/discussion.

Be sure to support your analysis and conclusions with citations and references in APA format from the Learning Resources and your own research.

References

Gitlin, L. N., & Lyons, K. J. (2014). Successful grant writing: Strategies for health and human service professionals (4th ed.). New York, NY: Springer.

  • Chapter 13, “Four Project Structures,” pp. 183–198
  • Chapter 14, “Understanding the Process of Collaboration,” pp. 199–212
  • Chapter 15, “Forming a Collaborative Team,” pp. 213–226

Brownson, R. C., Colditz, G. A., Dobbins, M., Emmons, K. M., Kerner, J. F., Padek, M., . . . Stange, K. C. (2015). Concocting that magic elixir: Successful grant application writing in dissemination and implementation research. Clinical Translational Science, 8(6), 710–716. doi:10.1111/cts.12356

http://www.strengtheningnonprofits.org/resources/guidebooks/Partnerships.pdf

Lindquist, R., & Hadidi, N. (2013). Developing grant writing skills to translate practice dreams into reality. Advanced Critical Care, 24(2), 177–185. doi:10.1097/NCI.0b013e31828c8b58

https://www.youtube.com/watch?v=UGxGK31qjxg

https://www.youtube.com/watch?v=0Md5bsXAenY

https://www.youtube.com/watch?v=jf_FHBwk6CA

https://www.youtube.com/watch?v=lYi-PdolSEw

https://www.youtube.com/watch?v=8Q7O7_2U-hE