please find the q and answer in hand written solution please

CMGT 575 HW #2 (25 Mar 15).pdf
 this is part of the answer 
states—– 
                 rural       suburban       city 
rural         0.88           0.09                0.03
suburban 0.25          0.71                 0.04
city           0.02          0.01                 0.97 
T=10 years 

Tl 0 =  [                   ]
TI 1= TI 0  T 
10 Years 
TI 2 =TI 1  T 

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