Each student must conduct research and write a formal Expository Essay following

Each student must conduct research and write a formal Expository Essay following APA 7th format and standards. The general topic for this spring 2012 semester is Disruption and Innovation. Students are to conduct preliminary research to formulate a proposed thesis statement. My topic is Credit Scoring 1. Begin by reading the following: https://www.forbes.com/sites/carolinehoward/2013/03/27/you-say-innovator-i-say-disruptor-whats-the-difference/?sh=576b249c6f43 https://sloanreview.mit.edu/article/an-interview-with-clayton-m-christensen/?gclid=CjwKCAiAl4WABhAJEiwATUnEFzFxq-VLs- vwFhQ6O0shoKR0i3xez6HSLNqcAyzO_WSswkdSC2LU4hoCUdUQAvD_BwE Disruption 2020: An Interview With Clayton M. Christensen, MIT Sloan Management Review, Spring 2020 edition Disruption Starts with Unhappy Customers, Not Technology, Thales S. Teixeira, Harvard Business Review, June 06, 2019 What Is Disruptive Innovation? Clayton M. Christensen, Michael E. Raynor, and Rory McDonald, Harvard Business Review, December 2015 2. Students must follow the prescribed format. Students must conduct original research. Begin by locating and reading not less than ten, (10) current professional/business articles on the industry, company, brand and competitors. 3. Submissions must follow the rules of basic writing fundamentals (grammar, punctuation, sentence and paragraph formation, spelling etc.) Please type in an 11 – 12 point font with 1.5 line spacing. 4. Submissions must include the standard course cover page and formal reference page in APA 7th style. Include not less than five academic and or professional business sources. Be sure to follow APA 7th style, including in-text citations. 5. Do not use or cite a textbook, online dictionary or tutorial references. GOOGLE searches, blogs, company homepages, Wiki, ASK, or ABOUT-like sources are not acceptable.

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