why are home equity loans at a lower rate than motorcycle loans?

Reivew the rate sheet here:https://www.bscu.org/pdf/MemberRates.pdf

Why do you think Personal loans borrowers are charged higher interest rates than Boat Loans?
why are home equity loans at a lower rate than motorcycle loans?
What are the various risks that lenders face when they lend out money?

What are the types of training and how do they feed into Mission Essential Tasks?

M A S T E R L E A D E R C O U R S E M432 Training Management

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Table of Contents

01

02

03

04

05

08

09

11

1. Title Page

2. Table of Contents

3. Image: Conduct Tactical Convoy (Company)

4. Scope

5. ELO

6. Training Management

7. Training and Operations

8. Tools and Support Organizations

 

 

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Who has experienced dynamic and complex training?1. How is dynamic and complex training better than static?2. How is it possible to take training from static to dynamic and complex?3. Why is it difficult?4

 

 

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Answer the questions in your journal.

Why is it difficult?4.

 

 

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Scope Senior leaders are responsible to develop and resource

unit training plans that support the commander’s vision

and end-state. Depending on the focus of the higher

commander, training plans can be very diverse in their

requirements. Leaders must be able to analyze a higher

command staff directive document to guide them in

preparing effective training. Units training at home

station and while deployed, must consider the

environment and be able to sustain within that

environment while maintaining reportable qualification

records to the unit S shops. Senior leaders expect

subordinates to present their plans in a logical briefing

format to their higher-level command during regular

command and staff meetings. At the end of this lesson,

learners will manage training requirements by clearly

defining the connections between the operations and

training processes, and use tools, such as physical

models, standing operating procedures (SOPs),

simulations, and games to meet training objectives.

 

 

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ELO

ELO 400-MLC-0430.10

Action: Prepare types of training requirements managed at the organizational level

Condition: In a group environment, given references, and collaboration.

Standard: Make an outline:

1. Sketching sustainment, qualification reportable training and mission readiness training maintenance methods

Learning Domain: Cognitive

Level of Learning: Analysis

 

 

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ELO

ELO 400-MLC-0430.11

Action: Compare the training process to the operations process.

Condition: In a group environment, given references, and collaboration.

Standard: Develop a rudimentary unit training plan:

1. Using appropriate Army Doctrine for training plan development;

2. Modeling a Unit Training Plan based on unit training management principles; and

3. Identifying components of training briefings.

Learning Domain: Cognitive

Level of Learning: Analysis

 

 

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ELO

ELO 00-MLC-0430.12

Action: Appraise training tools and support organizations to meet mission goals and objectives

Condition: In a group environment, given references, and collaboration.

Standard: Include in a unit training plan:

1. Comparing how types of models, simulations, and games support organizations; and

2. Analyzing how the Army Training Network supports training requirements.

Learning Domain: Cognitive

Level of Learning: Analysis

 

 

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Training Management

 

 

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What is the desired end result of training efforts?

Answer the question in your journal.

 

 

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Training and Operations

 

 

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Further Analysis

Refer to the Learner Handout Divison Command Training Guidance and FM 7-0. Answer the question(s) in your journal before

selecting further analysis button.

How do NCOs ensure training is Battle Focused?1. What is the purpose of a mission essential task list (METL)?2. How do units establish training for battle rhythm?3. How often should training meetings be conducted?4.

 

 

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Further Analysis

1. The NCO and commander coordinate the METs, collective tasks, and individual tasks on which the unit will focus during a given

period. The NCO identifies the supporting individual tasks for each collective task.

FM 7-0, para 1-40

The unit’s Combined Arms Training Strategy (CATS) provides a resource for this coordination. The CATS contains a

comprehensive listing of all collective tasks cross-referenced to supporting individual tasks by task number and title.

Although NCOs have the primary role in training and sustaining individual Soldier skills, officers at every level are responsible

for training to established standards during both individual and collective training. Commanders apply a battle focus to

training for all capabilities or missions across the range of operations. The operations process guides the unit commander

and all unit leaders through this coordination to achieve battle focus.

2. The purpose of the METL is to provide the organization with a group of mission-essential tasks on which an organization trains to

be proficient in its designed capabilities or assigned mission.

FM 7-0, Para 1-41

Commanders rarely have enough time or resources to complete all necessary tasks. Each commander has to determine

what is essential and then assign responsibility for accomplishment. The concept of mission-essential tasks (METs)

provides the commander a process to provide the unit its battle focus. Each MET aligns with the collective tasks that

support it. All company and higher units have a METL. Units based on a table of organization and equipment (TOE) have an

approved and standardized METL based on the type of unit by echelon. Standardized METLs can be found on the Army

 

 

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Training Network (ATN), Digital Training Management System (DTMS), and CATS. Units that do not have a standardized METL,

like a unit based on a table of distribution and allowances (TDA), develop its METs and METL.

3. Each unit will perform mission analysis to determine how best to meet the commander’s guidance.

FM 7-0, para 1-54

Within a brigade, on receipt of a division CTG, the brigade commander begins mission analysis to determine how best to

meet the division commander’s guidance. Effective collaborative planning ensures that each echelon publishes its plans

well prior to the start of training. Because training relies on units having the right resources available at the right time,

collaborative planning begins early enough in the planning cycle so units have the resources to train when they need them.

4. Brigades conduct training meetings monthly whereas battalions and companies conduct them weekly.

FM 7-0, para 3-32

Training meetings provide the commander and unit leaders a forum to meet periodically to assess past, current, and future

training. Training meetings are among the most important meetings a unit conducts. At company training meetings the

commander assesses training just conducted based on the bottom-up feedback provided by evaluators. At brigade and

battalion levels, training meetings focus on overall longand mid-range planning progress and ensuring that training

resources for subordinate units are coordinated for within the command and at the installation level. Training meetings also

provide a forum for the commander to track and assess unit training plan (UTP) progress and direct modifications to the

plan, as needed

 

 

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Tools and Support Organizations

 

 

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How do these help in training?

Think back to your review of the Conduct Tactical Convoy (Company) exercise at the start of this lesson and answer the question in

your journal.

 

 

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Answer the questions in your journal.

How will your use of MDMP improve your training management skills?1. How will your use of training management improve your MDMP skills?2.

 

 

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End of Presentation

Please contact your facilitator with any questions you may have.

Explain some common communication barriers for public sector organizations and their leaders.

Respond to the following in a minimum of 175 words:

After completing this week’s required learning activities:

  • Explain some common communication barriers for public sector organizations and their leaders.
  • How can public sector agencies break down these communication barriers?
  • Provide specific examples where public sector leaders worked well with you community.

What do you think of this approach to increasing voter turnout?

 assignment is due no later than Wednesday @ 11:59 pm. Your submission is to be no less than two pages (double-spaced), 12 pt font, 1 inch margins. 

Prompt:

While we are covering the executive branch in the textbook this week, I wanted to do something slightly off-topic but related to executive branch politics given that we are in an election year: voting. Specifically, I want to talk about voter participation and voter turnout in the U.S. As we know, voting is an essential part of any democracy — arguably the most important part of a democratic government. There are many forms and styles of democracies, but they all require input from the public to be considered, by definition, a democratic mode of governance. Ok, easy enough.

We also know, however, that voter turnout in the United States is low when compared to other democratic nations and low by what we might want it to be. Now the purpose of a democratic government is to represent the demands of the people and the purpose of voting is (in one way) to tell the government what it is that we demand; so, it stands to reason that the more people we have voting, the better our democracy would be at representing the demands of the people. More people voting is better for the health and function of a democracy. Ok.

If more people voting is better for our system, how can we get more people to vote? We, as a group, typically aren’t all that interested in politics, except for maybe once every four years when the presidential election rolls around. So how can we increase voter turnout in the U.S.? We have made it easier to register with “motor-voter laws” (U.S. has a pretty respectable percentage of registered voters); some states will allow you to register to vote on the same day as the election (while others, like Texas, require that you register at least 30 days prior); what about making voting compulsory? While voting is compulsory in two dozen or so countries, Americans typically feel that forcing people to vote goes against understandings of freedom (the problem of “forcing someone to be free”) and that it generally wouldn’t be an effective method to improve turnout any way unless the fines were excessive — in which case people would show up on election day and just check whatever box they saw first just to avoid the fine, and that’s obviously not desirable.

What about public shaming? Some political groups have turned to public shaming in efforts to increase voter turnout by mailing fliers to homes with the resident’s voting records, along with the voting records of their neighbors (not who they voted for, just whether or not they voted). The idea being that if more people knew everyone’s voting history, more people would show up to vote.

Question:

What do you think of this approach to increasing voter turnout? Is it an invasion of privacy (voting records – whether or not you voted, not who you voted for – are available to the public) or is it an effective and justifiable tactic? If voter turnout is important to function of a democracy and we have a low voter turnout in the US and especially in Texas, what lengths should we go to in order to get more people to vote?