Hi, I am looking for someone to write an article on analytical paper :the legal perspective Paper must be at least 500 words. Please, no plagiarized work! Word count – 547 words In the film “Inside Job” written, directed and produced by Charles Ferguson, he tries to expose how financial services in the United States became unrecognisably corrupted in the space of 30 years. The unregulated acts of conglomerate investment banks caused the credit crunch crises of 2008 and most certainly your local community bank was not to blame. The film focuses on quite intentional frauds perpetrated by government employees, politicians or even academics.

There are various unlawful, financial practices adopted and described in the film and the crucial question Ferguson poses is why no one is prosecuted or send to jail.

One such unlawful practice executed is by predatory mortgage lenders. During the housing boom, they went after middle class workers, who given the circumstances will not qualify for a mortgage. However, they we approved and received a 100% mortgage with considerably low interest rates.

When the crises hit the home-owners and they couldnt keep up with the impossibly high repayments, they now seek the protection of the law and filing lawsuits against the borrowers. Those who can afford a lawyer can either delay the proceeding of getting their home foreclosed or try and negotiate with the bank whether the loan can be modified to a more appropriate terms. Those who are not able to afford an individual lawyer can join a group lawsuit. Some of the borrowers who might have lost their homes already are seeking damage compensation. A common predatory lending practice describes also in the film is that of so called Balloon Loans. This type of loan provides the borrower with unrealistically small monthly repayments, which cover the interest on the mortgage. The principal of the loan is not factored into the repayments. So in order for the borrower to finish the loan he needs to pay a lump sum of several thousands . In most of the cases this is not possible and foreclose of the property will take place.

In the rule of law it is the lenders duty to establish and determine that the borrower can re-pay the mortgage based on his credit history, current income and other assets. It was a common practice for the lenders to ignore or disregard some of these factors in order to get the deal finalized. What are your rights before the court of law if you had fallen victim to a predatory lender? According to the Truth in Lending Act, you need to be provided with notice of rescission. This documents allows the borrower to turn the loan down within three days. If you did not receive the notice of Rescission, the contract is not legally binding. Hence, if you wish you can walk away from the predatory loan and not oblige to the lenders repayments. Also you will be able to collect damages in court about that.

If the mortgage documents clearly stipulate that your lender violated the Truth in Lending Act you are also able to file a lawsuit on the legal grounds of a borrower. You might be able to claim monetary damages and in some instances get twice the amount of the agreed mortgage that the lender levied against you. Although the Truth in Lending Act is a federal law, the states law may also apply when preparing a civil suit.

The Mourning of Christ. Your paper should be a minimum of 1000 words in length. They presented the men and women in the solemn garb of the Roma forum. Both artists believe that God, His Divine Son, the Blessed Virgin and all the saints are men and women of the noblest physical and moral type.

The Florence of Giotto’s time was a little city with 100,000 inhabitants. The Florentine artist of his time is also a poet, a thinker, a sculptor and an architect aside from being a painter. The painters joined the guild of druggists who were their color makers. When a patron wanted a painting, he went to the painter’s shop and ordered it, specifying the subject and the treatment that he wanted. A wealthy Florentine would naturally want to

invest in a fresco. In comparison, the Florence of Leonardo’s time was also very prosperous. Florence began the fifteenth century free from foreign domination and relieved from the dangers of Milan after the end of the war of 1402. The Platonic Academy was formed after the Council of Ferrara-Florence in 1439. The Medici family of merchants and bankers rises to power in Florence in the 15th century. Although no member of the family holds an official title until the sixteenth century, the Medicis’ enormous wealth and influence grant them virtual rule of Florence. The family dominated the political, commercial, and cultural life of the city. It is under their patronage that Florence becomes a center of humanist learning and the seat of a tremendous flourishing of the arts.

Although both artists engaged in fresco painting, their styles are very distinct from one another. For instance, with regard to its subject the theme, the “Last Supper” may be divided into two distinct movements: the institution of the Sacrament and the “Unus vestrum”. Leonardo has chosen the moment at which Christ declares that there is a traitor in the company. He chose to highlight the effect of a speech on twelve persons on twelve different temperaments: a single ray and twelve reflections. The subject has been well analyzed by Goethe. It is clear that in a”seated” drama of which the subject is interior disquiet, surprise, anguish, it suffices to show the persons at half length. busts, face, and hands suffice to manifest the moral emotion. the table with its damask cloth by almost completely concealing the lower limbs offered the ingenious artist a resource which he knew how to use. Leonardo divided his actors into two groups, two on each side of Christ, and he linked these groups in order to project a certain continuity, animated by a single movement. The whole painting is like the successive undulations of a vast wave of emotions. The fatal word uttered by Christ who is seated at the middle of the table produces a tumult which symmetrically repels and agitates the two nearest groups and which lapses as it is communicated to the two groups farther removed. The intimate composition of each group is wonderful. The emotions of stupefaction, sorrow, indignation, denial, vengeance and the variety of expression which the painter has gathered together in this picture shows the depth of the analysis, the veracity of the types and physiognomies, the power and the accumulation of contrasts. Each head is the “monograph” of a human passion, a plate of moral anatomy.

Giotto’s method is completely different.