Credit Card Fraud in the USA. The work is to be 7 pages with three to five sources, with in-text citations and a reference page.

/in /by

I will pay for the following article Credit Card Fraud in the USA. The work is to be 7 pages with three to five sources, with in-text citations and a reference page. The onus falls on the merchants to pay for the credit card fraud and if it lacks in proper insurance, they have to incur the chargeback fee as well. The US is moving towards a cashless society but credit card theft has become a major concern of retailers, consumers, credit card issuers and the law enforcement agencies (Hearn, 1986). Credit cards were introduced in the 1950s and since then fraudsters have been finding ways to attack the system (Byrne, 2010). According to The Survey of Consumer Payment Choice, there were 176.8 million credit card holders in 2008 and the average cardholder has 3.5 credit cards (Woolsey & Schulz, 2011). Credit cards represent the majority of the total $315 billion US financial fraud loss in 2005 while according to a European study more than 22 million adults were victims to credit card fraud in 2006 (Conlin, 2007). According to the 2009 LexisNexis True Cost of Fraud Study, retailers lose $100bn a year to consumer-facing fraud. Twenty-four percent of all retailers, 43% of whom have a strong online presence, reported increase in losses through credit card fraud. Most card fraud payment losses were borne by the card issuers (59%) followed by the merchants (41%), says Sullivan (2010). In 2006 the total fraud losses were estimated at $3.718bn as per table provided below: Source: Sullivan (2010). The process for approving card payments depends to a large extent on information. The criminals have an incentive to steal this information and this leads to attacks on computers, data breaches and ultimately payment fraud. Card fraud is the highest in the United States than countries such as UK, Spain and Netherlands. Better technology in the payment approval system can help combat fraud to some extent. Online payment approval permits automated checks against wider sets of information such as the cardholder’s zip code or transaction history (Sullivan, 2010). Criminals gather such information and use it to commit fraud. Criminals steal wallets, intercept mail and get access to account statements, or even spy and gather information when the card is in use. Video cameras secretly placed can capture valuable information. Phishing and hacking are other modes through which criminals gather information to conduct fraud. Credit and charge card fraud cost cardholders and issuers millions of dollars each year. Earlier the fraud used to occur over the telephone when the fraudster posed as an organization representative and offered incentives in exchange for credit card information. Theft is the most common form of fraud but people can also use the card number without the knowledge of the owner of the card (FTC, 2009). The thief eyes the trash to collect discarded receipts or carbons through which it is possible to obtain the credit card number. Others ways in which fraud can occur is when dishonest clerks make an extra imprint and use the card details to make personal charges. Now the criminals use packet-sniffing programs on the Internet and steal credit card information electronically. The largest case in the US credit card fraud history took place in 2008 when Albert Gonzalez and his team attacked TJX and other companies (Byrne, 2010). They acquired more than 130 million debit and credit card numbers and stole tens of millions of dollars. These were basically of customers of 7-eleven and other retail giants.&nbsp.

write an article on The African American Experience in Film by Black and White Directors. It needs to be at least 5250 words.

/in /by

Hello, I am looking for someone to write an article on The African American Experience in Film by Black and White Directors. It needs to be at least 5250 words. Nevertheless, it is to be noted that the effects of the prejudice against skin color were not limited to any sector in the country as it was equally well pronounced within the film and arts industry. Therefore, this paper intends to carry out a comparative study on the experiences of African Americans within the film industry as directed by both whites and fellow African Americans. The research in this paper examines many years in history, especially those characterized by people’s mass movement to the American soils as illustrated through slaves and the social-cultural interactions and fusions in the field of filmmaking. Therefore, this paper’s focus is to analyze variations in treatment and perception of the African American persons both as directors of movies and as actors under the directorship of the whites. Therefore, it is worthwhile to go back to the road of history to understand this theme. A movie’s successive in the market may depend on various parameters’ release time, lead actor, marketing, writers, and direct (s), among others Kaur, 2013).

However, a director’s role is entirely romancing of movie/film in the market and the general quality of movie/film while compared toes. The main parts ascribed leading film directors control the artistic and drama ands of a film as aided by the movie capitalize the outcome before guiding the crewmembers in acting. He/she has the responsibility to choose production design, cast members as, undercoat, and’ make a film. It is also that, in some instances, the director’s elite of being the author to the film. This, therefore, shows softy at in a few cases. often, the roles of draftees may not have a clear-cut edge, but the interplay of responsibilities shape the leading roles they play. However, for a film box’s success, the directors are shown to contribute to some almost predefined functions, which are as follows. This is often done by deciding on the shots, locations, pacing, and styles of acting.

In some instances, the director’s elite of being the author of the film is also that. This, therefore, shows softy at in a few cases. often, the roles of draftees may not have a clear-cut edge, but the interplay of responsibilities shape the leading roles they play. However, for a film box’s success, the directors are shown to contribute to some almost predefined functions, which are as follows.&nbsp.

Effects of Leadership Style and Problem Structure on Work Group Process. The work is to be 3 pages with three to five sources, with in-text citations and a reference page. Thus, I can break down the two components which I think is the most important in the group dynamics – task and relationship.

/in /by

I will pay for the following article Effects of Leadership Style and Problem Structure on Work Group Process. The work is to be 3 pages with three to five sources, with in-text citations and a reference page. Thus, I can break down the two components which I think is the most important in the group dynamics – task and relationship.

I observed that in our group process of preparing the presentation, there are team members who are task-oriented and is focused on how to get the presentation done. They are very meticulous about punctuality during our meetings, doing our assigned research and tasks and our contribution to the group. They do not socialize that much with the other members of the group for reasons that may range from merely being shy to just wanting to get the presentation done. These group members prefer clarity in communication on what they should do more than the niceties of conversation. There is a downside with task-oriented people though, while task-oriented people can easily be asked to get things done, they are quite boring to work with because they lack interpersonal skills.

The other component that fits the description of our group dynamics are those group members who are relationship oriented. For them, doing the presentation is more than just doing our part but also on being nice to each other and that it should be fun. I noticed that this type of group members take time to text and all other group members, not just about our presentation but other things as well. They also take time to socialize and talk about anything and could be pleasant to work with. Good and pleasant communication is important for them to work on their task (Mann, 1959).

To illustrate the dynamics of our team when I did my presentation, I have prepared an SYMLOG diagram between this two type of group members in our team. I divided them into task and relationship, and negative and positive. The task and relationship grid describes their grouping and the positive and negative grid tells if their behaviour manifests the positive or negative aspect of the characteristic. I used the big circle for their dominant trait and the smaller circle for their less dominant trait.&nbsp.

blueprints for native north america education

/in /by

I need some assistance with these assignment. blueprints for native north america education Thank you in advance for the help! Though, there have been programs to re-establish the traditional concepts and schools of thought of the native, more inclined to a balance of nature and self (Demmert, 1994).

Another striking difference in the education system of the West and the East is the structure. Eastern education is more teacher-centered, wherein the teacher has the ultimate authority in a classroom setting. Western education, on the other hand, is more student-centered and focuses on class participation and interaction. Teacher-centered education gives high expectations and student-centered is more focused on the values that are imparted to its students (LePage and Sockett, 2002). This basically shows that a student-centered setting is more effective in Western education since it is more focused on individualism and reason. However, the Eastern educational system has learned to strike a balance of these two in order to produce better and more productive students.