Health Care Research

1. What is the cost of health care in the U.S.? What is the comparative value of the U.S. Healthcare System?
2. Who pays for health care in the U.S.? Who should pay?
3. Is individual access to health care a right or a privilege?
4. What, in your opinion, are the current U.S. Health Care System design shortfalls, if any? How would you re-design it, if needed? Who should be responsible for the re-design?
5. What are the essential provisions of the 2010 Patient Protection and Affordable Care Act (PPACA)? What impact do you think the PPACA will have on the U.S. Healthcare System? The U.S. economy?
6. Which problems would Accountable Care Organizations (ACO) solve? Do you think ACOs present an effective solution to these problems?
7. What role do registered nurses currently play within the U.S. Healthcare System? What role, in your opinion, should the RNs play? How effective is the RN profession? Is there a common voice among the nurses in the U.S.?
8. What are the essential themes in the latest Institute of Medicines Report on the Future of Nursing? Do you agree with the Reports findings?

what was the cause of the metrolink accident and could it have been avoided

Read the Metrolink case study below as well as the Reuters article on train safety rules: Buffett May Benefit as Train Lobby Bids to Weaken Safety Rule.
In your post, consider the following questions:
-What was the cause of the Metrolink accident and could it have been avoided?
-Is the high cost of train control justified by the likely safety gains for passengers?
-Is the money spent to regulate railroad safety being spent in the most efficient way to reduce the risks of death and injury in society?
-If you had been a lobbyist wishing to influence safety legislation after the crash, what would your strategy have been?

2 Paragraphs

Use original Work

Use APA format

Use references

Case Study:

CONCLUDING OBSERVATIONS

Federal regulation of business is a tool used to achieve public goals. It has expanded over time. There have been ups and downs, but the basic direction has been up, with respect to both volume and complexity. Successive efforts of presidents over the past 40 years have not succeeded in slowing the expansion, but have produced needed discipline including centralized reviews, greater transparency, benefit–cost analysis, and deregulation of some industries. The cost of federal regulation to industry and consumers is huge but is offset by many benefits to society as a whole, individuals, companies, and industries.

Good and Evil on the Rails

As a child Robert M. Sanchez counted the cars on passing trains. One day when he was seven he ran to an idling locomotive and the engineer took him into the wondrous machine, let him blow the horn, and, unwittingly, set his course for life. As he grew up he often visited nearby railyards, never losing his fascination with trains.

After high school he drove Greyhound buses for a time and then found work with Union Pacific on a maintenance crew. After several years he worked his way up, fulfilling his dream of becoming an engineer. Soon Amtrak hired him. He and his partner, a waiter, bought a home near Los Angeles. Neighbors described Sanchez as relentlessly cheerful, buoyant, and passionate about trains. Yet trouble was there too. He was caught shoplifting at Costco, pleaded guilty, and served 90 days in jail on weekends. He argued with his partner and suggested they break up. On February 14, 2003, his partner hung himself in their garage, leaving a note that read: “Rob, Happy Valentine’s Day. I love you.”1

Two years later Sanchez became an engineer for Metrolink, a commuter rail system crossing six Southern California counties. Metrolink carries about 40,000 passengers a day on a busy 388-mile track network shared with freight traffic. He loved his job though he worked a tiring split shift. Soon he bought a modest suburban house where he lived with four miniature greyhounds. Again, neighbors described him as cheerful, spirited, and exhilarated by railroading, but some saw him as a recluse who kept to himself and avoided revealing his past. He abided with a dirt yard that stood out in a neighborhood of tended landscapes.2

Although friends said Sanchez found joy in his work, there were a few difficulties. He received five informal discipline letters for absences and failure to follow rules. Twice he was counseled orally about use of his cell phone while on duty. In July 2008 a suicidal man sidestepped a crossing arm and ran in front of the train he was operating. Under Metrolink’s policy he took some days off before returning to work, but, according to his family, he was forced to go back before his emotional recovery was complete.3

 

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bus 125 jury discussion

MUST REFERENCE TEXT AT LEAST ONCE : TEXTBOOK LINK: https://play.google.com/books/reader?id=jg9EDwAAQBAJ&hl=en&pg=GBS.PA16

THE CASE OF THE DISHONORED CHECK

Zuzzane, as an individual, had an option to purchase a valuable piece of land for $500,000, provided she exercised the option by a certain date by mailing a deposit check for $50,000. This land was appraised at $600,000 and she intended to build housing for her family and her elderly mother on it. She drew a check for $50,000 on her personal checking account she had at First American Bank and mailed it to the landowner. Zuzzane had this checking account for 10 years. At the time she drew the check, she verified electronically that she had $60,000 in this personal account. However,her LLC owed the bank $30,000 for a collateralized loan of the LLC’s assets. That loan was 60 days overdue. That loan had been taken out two years ago. The bank refused to honor the $50,000 check and spent $750.00 handling the resulting paperwork. As a result of the dishonorment, Zuzzane’s option became void, and the landowner sold the land to someone else for $550,000, resulting in a severe loss to Zuzzane. She sued the bank for damages.

The Trial

At trial, Zuzzane’s attorneys proved the value of the land, her losses, and the fact that she had always paid the bank on time, except for the most recent payment that was overdue. The bank’s attorneys proved that Zuzzane was over sixty days late on her last LLC loan payment and that it was their not their practice to notify customers that there might be insufficient funds in their accounts to cover all checks written, as doing so would place an undue burden on the banking system.

The Arguments at Trial

Zuzzane’s attorneys argued that a bank has no right to dishonor a check except for the normal reasons permitted by law, such as a suspected forgery, an improper endorsement, and so forth. They further argued that the bank, based on its relationship with Zuzzane, should have contacted her before dishonoring the check so that she could have taken other action to prevent her loss of the land and that she did not have an automatic deduction from her personal account for the business loan. The bank’s attorneys argued that Zuzzane’s being overdue on her last loan payment indicated she was in financial trouble, that they had a right to seize her account to cover the overdue payment, and that instead they simply refused to honor checks on her account until the overdue loan was paid. They further argued that based on banking industry customs, it is the responsibility of the customer and not the bank to make sure there are sufficient funds to cover checks written. They were losing money each day that the loan was unpaid.

Questions to Discuss

  1. Whom do you think the jury will favor, Zuzzane or the bank? Why?
  2. If you feel Zuzzane should win, what will her damages be? If you feel the bank should win, what will their damages be?
  3. Under what circumstances, if any, should a bank be able to offset a loan to a customer against any bank account on which the customer’s name appears?

 

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Draw Conclusions

Overview

Everywhere we look, we are bombarded by marketing messages and a plethora of possible choices. Becoming a thoughtful consumer requires both the ability and the willingness to scrutinize the evidence and use our powers of logic and reasoning to evaluate it — and to draw conclusions based on multiple sources of information. Sometimes what is not said explicitly is even more important than what is said directly. Directions

You have been thinking for a while that you need a new cell phone — and you wonder if you could do better than your current phone plan. It is almost time for your annual visit to your grandmother in Mexico City, where it is very expensive to send and receive texts under the plan you have now. There’s nothing really wrong with your phone, but it seems to run out of juice very quickly and the screen has a hairline crack.

You could get it fixed relatively cheaply at ScreenShack, but that would void the warranty, which still has 6 months left. On the other hand, if you take the phone back to the maker for repairs, it will cost half as much as a new phone. Besides, there seem to be lots of great deals out there. And anyway, don’t you deserve a new phone? Based on this scenario and the information provided below, what looks like the best option for you – and why? Be as clear as possible about the different considerations and any tradeoffs involved. Note that there may be more than one good answer.

Please use your current phone bill as a reference. Here’s the information you have: ads for different plans  (Links to an external site.) tips to increase battery life Submission/Assignment

Outline your decision by providing justification for your thinking. 

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