The goal of this project is to help you plan for your financial future. The first step in creating a plan is to derive your cash flow. In this project, your

planning horizon is 3 years. The starting point of your cash flow is the first month after you graduate. The provided Excel program lists all the data

categories that you need to know to create your cash flow. You should use the Excel program to create the following scenario. You start your life after

graduation with a full time job that pays $54,000 a year after deducting federal income taxes, state income taxes, Medicare fees (tax), and Social Security

fees (tax). Your salary increases by 3% every year. You are free to determine the value of every other revenue (income) or cost (expenses) item. All the

entered values must be close to reality and actual values (what happens in real life). You must enter values for all basic items such as food, medical, etc.

Leaving these items as zero will generate a zero grade for your project. You must also take into account that the prices of basic goods increase every year

due to inflation. So the costs that you enter for these items must show an increment of at least 2% per year.

Perform the following steps:

1‐ Calculate the PW and AW of your 3‐year cash flow using interest rate scenarios of 2%.

2‐ Calculate the ROR of your cash flow given a reinvestment rate of 5%.

3‐ How much in savings you should have at the time of graduation in order to make sure that

your cumulative cash flow during the three‐year planning horizon will not become negative.

Sample Solution

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Use content from the Topic Materials and your own research to write a 750-1,000 word paper that examines how ethical and legal standards can be applied in the

use and reporting of data.

In the paper, discuss how ethics, law, and the application of ethical and legal standards align with data mining and reporting best practices. Additionally,

consider Colossians 1:10 (ESV), “So as to walk in a manner worthy of the Lord, fully pleasing to him, bearing fruit in every good work and increasing in the

knowledge of God,” and the Christian worldview when formulating your ideas. Think about and include discussion of how this scripture and the principles

associated with the Christian worldview support and encourage the legal and ethical use and presentation of data.

Provide specific examples of two ethical dilemmas you might encounter as a data analyst, and explain how you would address each dilemma. In your discussion,

address the needs of the customer and the business and specific ways to reconcile the needs of each group when the two conflict. Integrate the Christian

worldview perspective into your discussion and resolutions.

Prepare this assignment according to the guidelines found in the APA Style Guide, located in the Student Success Center. An abstract is not required.

This assignment uses a rubric. Please review the rubric prior to beginning the assignment to become familiar with the expectations for successful completion.

Sample Solution

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